India’s most popular payment system, UPI, is getting a major upgrade. Soon, users will be able to approve transactions using their fingerprint or facial recognition instead of manually entering a UPI PIN — making payments faster, easier, and more secure. The National Payments Corporation of India (NPCI) officially announced this new authentication option in a circular dated October 7, 2025. Advertisement

The new feature, called on-device biometric authentication, leverages a smartphone’s built-in security features — such as fingerprint sensors and facial recognition — to validate transactions. Users can choose to activate this feature or continue using the traditional PIN-based system.

NPCI clarified that this move aims to “enhance customer experience” by introducing optional additional

See Full Page