Mumbai : India’s growing conversation on mental well-being has a new protagonist—the monthly EMI—arriving on time, lingering past midnight, and eroding sleep, focus, and dignity for debt-burdened households, a trend the Economic Survey links to real productivity losses for the nation. Recent government and public data underscore the scale: mental disorders affect millions with treatment gaps as high as 70–92%, and urban metros show markedly higher prevalence—conditions that financial strain can worsen through chronic stress and anxiety. Parallel nationwide surveys report widespread sleep disruption and late bedtimes across Indian households, amplifying how stress and notifications keep minds alert when bodies need rest. For Ratnesh, a 34-year-old warehouse supervisor, the day’s noise fade

See Full Page