When it comes to money, time is your best friend. Many people put off investing because they think they don’t earn enough, or that they can “start later when things are more stable.” But the truth is, waiting can cost you much more in the long run. Starting small and early—even with just a few thousand rupees a month—can make a huge difference in your future wealth.

The power of compounding

Think of compounding as your money earning its own salary. When you invest, not only does your original amount grow, but the returns you earn also start generating returns. Over years and decades, this snowball effect turns even small investments into a substantial corpus. The earlier you begin, the bigger the snowball.

Small steps matter more than big jumps

You don’t need lakhs to begin investing.

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