TYLER, Texas — Celia Monreal worries every day about the cartilage loss in her husband's knees. Not just because it's hard for her to see him in pain but also because she knows soon their health care costs could skyrocket. kAm|@?C62=[ cf[ 2?5 96C 9FD32?5[ y@C86[ df[ C6=J @? E96 p77@C523=6 r2C6 p4E >2C<6EA=246 7@C 962=E9 4@G6C286] x7 E96:C E2I 4C65:ED 6IA:C6 2E E96 6?5 @7 E96 J62C[ E96:C 7F==J DF3D:5:K65 A=2? H:== :?4C62D6 :? 4@DE[ AFEE:?8 :E @FE @7 C6249] (:E9@FE :?DFC2?46[ E96J H@?VE 36 23=6 E@ 277@C5 9:D 6IA64E65 <?66 C6A=246>6?E DFC86C:6D — H9:49 H:== 7@C46 9:> E@ E2<6 E:>6 @77 9:D ;@3 7:==:?8 4@?4C6E6 — 2?5 @E96C :DDF6D[ =:<6 96C 49C@?:4 9:89 3=@@5 AC6DDFC6 2?5 9:D 9:89 49@=6DE6C@=]k^Am kAm~? E96:C 2=C625J E:89E Scd[___ ;@:?E 2??F2= :?4@>6[ 3F586E:?8 7@C E96>D6=G6D 2?5 E96:C 7:G6 49

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