HDFC Bank reported a 10.8 per cent growth in its profit after tax at Rs 18,640 crore in the July-September 2025 quarter, compared to Rs 16,820 core in the year-ago quarter.

Net interest income (NII), which is interest earned less interest expended, for the reporting quarter grew by 4.8 per cent to Rs 31,550 crore from Rs 30,110 crore for the quarter ended September 30, 2024.

Its core net interest margin was at 3.27 per cent on total assets, reflecting assets repricing faster than deposits, as against 3.35 per cent for the prior quarter ended June 30, 2025.

The bank’s provisions and contingencies stood at Rs 3,500 crore. The total credit cost ratio was at 0.51 per cent for the reporting quarter.

Gross advances were at Rs 27,69,200 crore, an increase of 9.9 per cent over September 30, 20

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