Taking out a reverse mortgage as a couple can be a little more complicated than normal. Getty Images/iStockphoto

As inflation continues to squeeze household budgets, retirees are feeling the financial pinch in ways they didn't anticipate just a few years ago. Grocery bills that were manageable a year ago are now a hefty financial burden, especially for those on fixed incomes. Property insurance premiums have skyrocketed in many states. And while Social Security recipients do receive cost-of-living adjustments , they often fail to keep pace with the real expenses many couples face, especially considering that healthcare costs are also rising quickly.

Against this backdrop, reverse mortgages are having a moment. Applications have been climbing as more senior homeowners re

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