More than 42 million low-income Americans are at risk of losing food assistance Nov. 1 if the government shutdown continues.

The U.S. Department of Agriculture, which operates the Supplemental Nutrition Assistance Program, or SNAP, has about $6 billion in a multi-year contingency fund. That’s short of the roughly $9 billion needed to cover a full month of the program.

Even if a shutdown deal were reached immediately, the time needed to process the payments and make them available for recipients means benefits would likely be delayed.

The shortfall is caused by the shutdown, which hit its 22nd day Wednesday. The fund is supposed to maintain a balance of about $9 billion, but $3 billion of the funds expired at the end of the fiscal year Sept. 30. Because Congress has not approved the next

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