Mortgage rates edged lower again this week, with the 30-year fixed rate averaging 6.26 percent, down from 6.35 percent the previous week, according to Bankrate’s latest lender survey.

Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week average 52-week low 30-year 6.26% 6.39% 6.78% 6.79% 6.26% 15-year 5.50% 5.60% 6.03% 5.99% 5.50% 30-year jumbo 6.43% 6.41% 6.70% 6.80% 6.31%

The 30-year fixed mortgages in this week’s survey had an average total of 0.34 discount and origination points . Discount points are a way to lower your mortgage rate, while origination points are fees lenders charge to create, review and process your loan. Learn more: Will mortgage rates go down this upcoming week?

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