A person walks past multiple for-sale and sold real estate signs in Mississauga, Ont. Photo by Nathan Denette/The Canadian Press files

This week’s mortgage menu came with more light discounts. The leading nationally advertised mortgage rate slid five basis points for these three terms:

The three-year fixed (uninsured) fell to 3.84 per cent

The five-year variable (uninsured) dropped to 3.94 per cent

The five-year fixed (insured) eased to 3.74 per cent

As usual, regional players will save you a few more bucks in some cases. While banks charge a premium for the privilege of their logo, Ratebuzz, for example, is offering as low as 3.59 per cent (prime rate minus 1.11 per cent) for insured variables in Ontario.

Although, the real story is what happens with the prime rate . It’s pois

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