When you think about customising your group health insurance , endorsement scales come into play. They help define how the sum insured changes during the policy period, based on enrolments and deletions. Let’s discuss endorsement scales and why they matter.

What is an endorsement scale?

An endorsement scale is a framework or method used to adjust the insured sum or members in a group insurance policy. This usually applies to group health plans offered by employers to their staff or organisations to their members.

These changes occur through additions (like new employees joining) or deletions (like employees exiting). The scale helps determine whether the premium needs to be recalculated and, if yes, how it’s done.

Why do endorsement scales matter in group insurance?

Here’s why the

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