Kotak Mahindra Bank Q2 Results: Kotak Mahindra Bank on Saturday reported a standalone net profit of Rs 3,253 crore for the July–September quarter (Q2FY26), marking a 2.7 percent decline from Rs 3,344 crore in the same period last year.

The bank’s Net Interest Income (NII) rose 4 percent year-on-year to Rs 7,311 crore from Rs 7,020 crore in Q2FY25. Net Interest Margin (NIM) for the quarter stood at 4.54 percent, while the cost of funds came in at 4.70 percent.

Net advances grew 16 percent YoY to Rs 4.63 lakh crore as of September 30, 2025, compared to Rs 3.99 lakh crore a year earlier. Asset quality improved, with Gross NPA at 1.39 percent and Net NPA at 0.32 percent, against 1.49 percent and 0.43 percent, respectively, in the previous year. The Provision Coverage Ratio stood at 77 perce

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