Synopsis : In the past few years, digital payments in India have surged significantly and UPI payments now account for 97.7% of the total payment transaction value. This article highlights top 5 private sector banks with highest UPI transactions in the month of September 2025.

India is moving towards digital banking and digital payments with the introduction of UPI payments and cash less transactions. We are used to just a few click payments through various UPI platforms making it hassle free by not carrying cash and struggling for change. The highest UPI transactions happen in sectors like grocery, restaurants, parking, hospital etc.

Top 5 Private Sector Banks (PSBs) with Highest UPI Transaction s

1. HDFC BANK Ltd

It is a leading private sector bank in UPI transactions in the month

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