PNB Housing Finance on Monday reported a 24 per cent increase in its net profit to ₹ 582 crore for the second quarter ended September 2025.

The housing finance firm had earned a net profit of ₹ 470 crore in the same quarter of the previous year.

The company’s total income for the quarter grew to ₹ 2,131 crore from ₹ 1,880 crore a year ago, PNB Housing Finance said in a regulatory filing.

Its interest income for the quarter was higher at ₹ 2,017 crore compared to ₹ 1,780 crore in the year-ago period.

The net interest income rose 14 per cent to ₹ 765 crore against ₹ 669 crore in the year-ago quarter.

The net interest margin moderated marginally to 3.67 per cent compared to 3.68 per cent in the second quarter of the previous year.

The gross non-performing assets (NPAs)

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