America’s financial system has always thrived on a delicate balance between innovation and security, freedom and fairness, and competition and consumer protection. That balance is what President Donald Trump ‘s open banking initiative seeks to restore.

This week, the comment period concluded for the rulemaking process that will set new, clear guidelines for how consumers control their data and utilize the apps, financial technologies, and tools and services that make their lives easier and their financial futures more secure. I was pleased to submit a comment outlining the priorities I believe the Consumer Financial Protection Bureau should consider in its rulemaking process.

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