Seniors should carefully evaluate their insurance options during the ongoing open enrollment season. MoMo Productions/Getty Images

Open enrollment is now underway and, with it, new opportunities for millions of Americans to reassess their insurance protections and coverage needs. From now through December 7, approximately, Americans can revisit their personal insurance needs for opportunities to boost coverage, improve savings and eliminate policies they can't afford or don't find useful. While the exact open enrollment dates vary based on insurance type, state and more, this window of opportunity is critical to take advantage of for many Americans.

And it's arguably even more important to leverage for seniors, many of whom are reliant upon tight retirement budgets consisting of Soci

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