Debt cancellation can provide a fresh start, but understanding the requirements and process is key. Designer491/Getty Images

The weight of carrying debt month after month can be extremely heavy, and, over time, it can have a real impact on your financial health. Whether it's from medical bills that piled up after an unexpected hospital stay, student loans that have followed you for decades or credit card balances that spiraled out of control , being underwater financially affects every aspect of your life. But if you're facing these types of issues right now, you're certainly not alone in this struggle. Between the high-rate landscape, ongoing inflation issues and the other economic issues that are looming, millions of Americans are drowning in debt and searching for a way to br

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