Almost everything in your 401(k) should be coming up a winner now. That makes it time for a gut check.

Not only is the U.S. stock market setting records, so are foreign stocks. Bond funds, which are supposed to be the boring and safe part of any portfolio, are also doing well this year, along with gold and cryptocurrencies.

Many professionals along Wall Street are forecasting that the U.S. stock market will keep rising. But the threat of a sharp drop remains, as it always does. That leaves investors with the luxury now, while prices are high, to reassess. Dont get lulled into leaving your 401(k) on autopilot, unless youre intentionally doing so, and make sure your portfolio isnt stuffed with too much risk.

Here are some things to keep in mind:

Even after a few recent stumbles, the S&P

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