Over the past decade, Jammu and Kashmir Bank has weathered turbulent times, from rising non-performing assets to restrained lending and a slow digital transition. In an unreserved conversation with Kashmir Life, Managing Director and CEO Amitava Chatterjee discusses his vision, challenges, expansion plans, and the bank’s strategic recalibration aimed at revival and rebuilding trust with its loyal customers and workforce. Babra Wani brings the details of the exchange. Follow Us On G -N e w s | Whatsapp

Kashmir Life (KL): Mr Amitava Chatterjee, bank results are often seen as indicators of how things are going. In the last few years, we have had three occasions when the bank booked losses and started afresh with a clean balance sheet. But if we compare recen

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