Indian travellers are using their credit card rewards to shape how, when, and where they travel, according to the Global Travel Trends Report 2025 by American Express. The findings indicate that credit cards are now central to both budgeting and decision-making for leisure travel.

About 86% of Indians said they consider it important to maximise travel rewards when planning their next vacation, while 82% intend to use credit card points to cover travel expenses in 2025.

Nearly two-thirds (64%) plan to book their next holiday only after earning a specific amount of points.

The report shows that 67% of Indians choose destinations based on where their credit card points or loyalty benefits can be best utilised, while 81% use points to offset costs such as dining or local experiences during

See Full Page