The Brief

New data is revealing where credit limits have dropped the most, which can restrict spending and potentially hurt your credit score.

WalletHub analyzed its data to compare the average change in credit limit per resident across all 50 states between 2024 and 2025.

WalletHub compared the 50 states across two key dimensions: average credit limit per user and change in average credit limit per user.

Wyoming has largest decrease in credit card limits

By the numbers:

The data found that residents of Wyoming had the largest year-over-year decrease in their credit limits. The average person’s credit limit over the 12-month period ending in June 2025 was around 16% lower when compared to the previous 12-month stretch.

In addition to a big overall decrease over the past year, W

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