Key Takeaways

Health insurance premiums will rise between 17% and 30% on average next year

Subsidies that helped millions afford coverage are set to expire

More than 20 million Americans could see higher costs if Congress fails to take action

THURSDAY, Oct. 30, 2025 (HealthDay News) — Millions of Americans who buy their own health insurance could soon face steep premium increases, as temporary federal subsidies that helped lower costs for Obamacare plans are set to expire at year’s end.

Rates for plans sold through federal Obamacare marketplaces will rise, on average, by 30% next year, according to a new analysis from the health research group KFF . States that run their own marketplaces will see smaller, but still significant, average increases of 17%.

For most of the 20 million A

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