SBI Card revises its fee structure effective November 1, 2025 — digital wallet top-ups, education payments through third-party apps, and card replacement to attract new charges.

If you use a , be prepared for changes in how much you pay for certain transactions. Starting , SBI Card will revise its , impacting specific types of digital payments such as .

According to SBI Card, users who like Amazon Pay, PhonePe, or Paytm using their credit card will now be charged a on the load amount. For example, if a user loads ₹2,000 into a wallet, a will be deducted. The change is expected to affect frequent users of digital wallets, especially those who make larger transactions, while smaller top-ups will remain largely unaffected.

However, the bank clarified that will apply if payments

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