Open enrollment is now underway for Americans purchasing health coverage through the Affordable Care Act, also known as Obamacare.

Consumers can visit HealthCare.gov to compare plans and sign up. To have coverage begin Jan. 1, they must enroll by Dec. 15. Enrollment remains open through Jan. 15, 2026, but coverage selected after the December deadline will start later.

Many enrollees will notice that premiums are climbing and could rise even higher. An analysis by KFF, a nonprofit health policy group, found insurers are raising prices by an average of 26% for 2026 plans. Without the extension of expanded tax credits, monthly payments could increase by an average of 114%, according to KFF.

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The organization create

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