Tammy Chandler will never forget the last conversation she had with her mother.

It was 6:49 p.m. on Oct. 26 when Chandler hung up after letting her 84-year-old mother know she that was on the way home to their apartment at 1405 E. Vegas Valley Drive with refreshments for their big night of dominoes.

About 10 minutes later, the Clark County Fire Department received reports of a fire at the Chandlers’ second-floor unit. When Tammy Chandler returned, fire trucks and ambulances littered their complex, and she learned that it was her unit that caught ablaze and that her mother, Vivian Chandler, died, she said.

“I miss my mom,” Chandler said during an emotional interview on Friday.

The loss for Chandler doesn’t stop there. Neither Chandler nor her mother had renter’s insurance, leaving her t

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