When are you truly ready to retire? According to Dhirendra Kumar, CEO of Value Research, financial independence begins when your investments can sustain your expenses, beat inflation, and cover health emergencies - without you needing to work.

In a conversation on Investors' Hangout, Kumar explained that being "retirement ready" means being able to live off the returns from your investments and pension while keeping a buffer for inflation and rising healthcare costs. Advertisement

"If your income - that is, the return on investment and pension - is invested in such a manner that it can grow. You are consuming 90% of it, and saving 10%, and it is invested in such a manner that it can beat inflation over a period of time, it can support rising inflation, your current expenses are met, and

See Full Page