(BPT) - From the Retail Gift Card Association (RGCA)

Every year, millions of Americans find themselves in a holiday bind: staring at empty store shelves, scrolling online or stressing out over finding the right gifts for everyone on their lists. But the cure for this anxiety is always in plain sight. The National Retail Federation reports gift cards have been the most requested holiday present for nearly two decades. They're perfect for everyone on your list, available everywhere and let recipients get exactly what they want.

While gift cards are a surefire hit and take the stress out of gift-giving, buying them still requires a little awareness to make sure the experience is as festive as it's intended to be — and that criminals don't dampen holiday spirits. The key is choosing gift ca

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