Key Takeaways

Open enrollment for Affordable Care Act marketplace coverage is underway

However, average premiums for the HealthCare.gov plans are rising 30% due to higher insurer rates

The expiration of enhanced subsidies means many middle-class families will face even steeper cost increases

THURSDAY Nov. 6, 2025 (HealthDay News) — The open enrollment period for health insurance through the Affordable Care Act (ACA) began this week with what is expected to be the largest cost increase since Obamacare was enacted in 2010.

More than 24 million Americans who don’t have employer-sponsored health insurance get their coverage through the HealthCare.gov marketplace, and many will face significantly higher bills in 2026, reports NBC News .

Any U.S. citizen and some immigrants can sign

See Full Page