Younger adults and gig workers could face some of the steepest increases in health insurance costs when federal premium subsidies for Affordable Care Act plans expire at the end of 2025, according to health policy analysts.

Natasha Murphy, director of health policy at the Center for American Progress, said the situation risks pricing younger Americans out of the insurance market entirely.

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"These individuals, who are healthier and therefore spend less, on average, every year, means that over time, health care premiums and overall health care costs are going to rise for the remainder of people who are still in that health risk pool," she said.

Murphy gave the example of a 27-year-old in Miami earnin

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