It’s a good thing kids are adorable, because they take a lot of effort to keep happy, healthy and fed. They’ll also drain your savings, to the tune of more than $230,000 by the time they turn 17 (that’s according to the U.S. Department of Agriculture’s data on the cost of raising a child born in 2015).

Anything that saves you money, time and energy as a parent is a godsend. That can include your credit card. Depending on the cards you choose, you could earn valuable cash back, lower the cost and difficulty of travel, and protect your purchases. It’s not quite a personal assistant in your pocket, but your card may already offer some features that will make your life a bit easier .

Savings on routine purchases

You spend a lot on random stuff as a parent — the middle-of-the-night online

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