Clearing a massive home loan might sound like a far-fetched dream, but one software engineer has shown it can be done — and shared valuable lessons from the journey.

In a viral Reddit post titled “I paid off my Rs 53 lakh home loan in 6 years – Here’s what I learned,” the techie revealed that the story began in September 2019, when they took a Rs 53 lakh loan. By November 2025, the entire amount was paid off.

According to the Redditor , the journey was not just financial but deeply mental. “Don’t take a home loan if you’re an overthinker or have anxiety issues,” they wrote, explaining that the constant stress of EMIs and financial uncertainty can be overwhelming.

A detailed repayment strategy, built with advice from friends, family, and financial experts, made all the difference. A tu

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