1/9 FDs are a top pick for low-risk investors seeking guaranteed returns. For a 3-year term, they provide steady wealth growth; compare rates to maximize returns.

2/9 Here's a list of top private and public sector banks offering the best rates on a three -year FD of up to Rs 1 crore. The list is based on data compiled by BankBazaar as of October 31. The rates are for resident, retail and non-senior citizens and we've calculated the returns on a Rs 1-lakh investment.

3/9 IndusInd Bank is giving 6.65 percent interest on 3-year FDs, a top rate among private banks. With this rate, a Rs 1 lakh FD would mature at Rs 1,19,950 in three years.

4/9 Axis Bank and ICICI Bank offer an interest rate of 6.6 percent for a three-year FD. A Rs 1-lakh deposit with them will grow to Rs 1,19,800 on

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