Missouri healthcare experts say more expensive Affordable Care Act insurance plans are leading some to choose different coverage.

Open enrollment started November 1, but the current government shutdown is largely due to a fight over whether enhanced subsidies to offset ACA insurance premiums will be approved for 2026.

The enhanced subsidies are largely a creation of the Joe Biden White House, and allow households earning up to 400% of the federal poverty limit to qualify. Passed as part of the 2021 American Rescue Plan Act due the increased number of people unable to afford healthcare upon losing their jobs and health insurance during the Covid-19 pandemic, they were extended through the end of 2025 when the 2022 Inflation Reduction Act was passed.

Kevin Wehner is an Affordable Care

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