Mutual fund investments come with higher risk compared to FDs. (Representative image: Envato) Show Quick Read Summary is AI Generated. Newsroom Reviewed

Investments, particularly of high value, can be tricky to manage. In such cases, it is important to choose the right assets to maximise returns while lowering risks.

Before making large investments, investors should assess risk appetite, investment horizon and overall financial goals. It is possible that just comparing returns across multiple instruments may not suffice in such cases since every asset serves a different purpose.

For example, fixed deposits offer safety and stable returns, while mutual fund SIPs provide comparatively higher growth over time. A Systematic Investment Plan (SIP) is a method of investing in mutual funds

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