In an economy where skills evolve faster than job descriptions, professionals are increasingly realising that education doesn’t end with a degree—it’s a lifelong investment. The question, however, remains: how much should one actually spend to stay relevant?

Shantanu Rooj, Founder and CEO of TeamLease EdTech, believes upskilling must be treated as a planned life expense, not an occasional splurge. “A reasonable guideline is to dedicate up to 10% of your monthly income to learning,” he says, adding that the proportion can vary depending on career stage. “For those early in their careers, shorter and stackable credentials can create strong entry value. For experienced professionals, the same investment might go toward leadership or tech-specialisation programs.” Advertisement

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