LOGAN — Utah households saw one of the nation’s sharpest increases in debt this past quarter, according to a new WalletHub analysis. From the second to the third quarter of 2025, the average debt in Utah rose by $831, bringing the state’s average household debt total to $245,268 — the fourth-largest increase in the country.

Nationwide, total household debt grew by $69 billion in the third quarter, a 19% smaller increase than the same period in 2024. The average American household now owes about $154,152, roughly $13,500 below the all-time high.

WalletHub analyst Chip Lupo said debt growth can mean different things depending on how residents manage their loans.

“A big increase in a state’s average household debt can be a sign that residents are struggling financially,” Lupo said. “Howe

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