We all know that it is essential to save. We use budgets to keep us on track and we examine every opportunity to pay less when we can. Merchants know that budgeting has become popular, and they offer us alternative savings options when we shop or when using their website. Some of these options could end up being a trap which can negate all of our good financial intentions. One of the options is to get a subscription with their company so that all shipping is free, or another option is to buy one/get one free, or buy the complete set and save. For many people this sounds like a good idea. In fact, this is “spaving” and it can be the budgetary trap that could sabotage your well-planned financial goals.

Spending to save is called “spaving,” a term that has been around since at least 2020. Th

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