This millennial has a message for anyone who thinks a million-dollar windfall—whether it’s from the sale of their business or the $124 trillion Great Wealth Transfer —will solve all your problems.

If that was the case, Tom Grogan should have been living the dream. After cofounding Wingstop UK and selling a majority stake for £400 million ($532 million), most people would expect him to wake up every day feeling on top of the world. But the reality? Far from it. Wealth didn’t magically make life feel complete.

“For seven years, your whole mind is occupied on making a success of this business,” Grogan exclusively told Fortune.

“It’s all you think about. And then when you get there, it’s just a bit surreal. It’s like, Okay, it’s done now. Now what? And money doesn’t necessarily fill

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