The New York Giants fell 24-20 to the Chicago Bears and fall to 2-8 after yet another fourth-quarter collapse on Sunday.

But did it have to be that way?

The Giants were faced with a decision 10:21 to go in the fourth quarter. They had the ball with fourth-and-goal from the 1-yard line following a third-down run by Russell Wilson. The Giants opted to go for the field goal, though some (notably color commentator Greg Olsen) wanted the Giants to go for the touchdown.

The Bears committed a penalty (too many men on the field), which would have set the Giants up on the half-yard line. It still would have been fourth-and-goal, and the Giants declined the penalty and took the points to go up 20-10. That put the onus on the Giants’ defense to hold the Bears, as well as the offense to sustain a d

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