Seniors in the south suburbs and across the country are in the midst of what can be a challenging and confusing period — Medicare open enrollment season.

They need to get up to speed on changes in their health care plans that will take effect in January and act now to avoid making mistakes that can have costly repercussions. So say senior advocates who note free help is available to help navigate the process.

Open enrollment, which began Oct. 15 and runs through Dec. 7, is the one time each year when seniors can review their Medicare health care coverage and change plans if needed.

“There are lots of challenges. The top 1 is that there are multiple options to choose from, and the plans don’t provide uniform formularies (drug lists); not all have the same formularies,” said Georgia Gerde

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