It has been almost one year since a $4.8 million lottery ticket was purchased in Kiama, but the winner has yet to claim their fortune.

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The mystery ticketholder held the only Division One winning entry in the Set for Life draw 3404, drawn on Saturday, November 30.

They scored a $4.8m prize, paid in monthly instalments of $20,000 for the next 20 years.

The Lott spokesperson Khat McIntyre said the unclaimed prize remained one of the most intriguing mysteries of the past year.

"It's incredible to think someone has been walking around for 12 month

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