The Trump Administration is working to introduce 50-year mortgages for home buyers—a plan that has drawn criticism even from some of the President’s allies, and that experts warn could come with potentially major drawbacks.

President Donald Trump suggested that his Administration would introduce 50-year mortgages in a Truth Social post over the weekend. Soon after, Federal Housing Finance Agency Director Bill Pulte posted on X: “Thanks to President Trump, we are indeed working on The 50 year Mortgage—a complete game changer.”

The 50-year mortgage would mark a significant extension on the most common type of mortgage in the U.S., a 30-year fixed mortgage, in which the loan is amortized—or paid off—over a 30-year period.

Several right-wing commentators and lawmakers were quick t

See Full Page