Finances FYI Presented by JPMorgan Chase

The end of the year is approaching quickly, and it will be 2026 before you know it. Between holiday shopping and celebrations in your personal life and trying to wrap up projects at work, it’s easy to forget about one thing: your employer benefits.

These aren’t just nice extras — these benefits can help you save hundreds to thousands of dollars, reduce your tax bill, and set you up for financial success in the new year. Unfortunately, many employees don’t actually know what’s available to them or how to use it.

Here’s a quick guide to year-end (and sometimes year-round) perks you might be overlooking, along with tips on how to make the most of them before time runs out.

1. FSAs: Use It or Lose It

A Flexible Spending Account, or FSA, lets you pu

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