The expanded Affordable Care Act (ACA) subsidies, initially passed by Democrats in 2021 as part of pandemic relief legislation, are set to expire at the end of this year, potentially increasing health insurance costs for many Americans.

FactCheck.org has looked into competing claims of who benefits from the subsidies.

Democrats first passed the expanded ACA subsidies in 2021 as part of pandemic relief legislation, with the enhanced subsidies initially set to last for two years.

They were later extended through the end of this year via additional legislation passed by Democrats.

Under the ACA, subsidies are available for people who buy their own insurance on the marketplace and if they earn up to 400% above the federal poverty level. Those eligible for coverage also can't be enrolled i

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