With natural disasters being a relatively common problem in Florida , it’s little surprise how much of an issue it can be to find an effective homeowner’s insurance provider.

That’s why U.S. News & World Report released its latest list of the best homeowners insurance companies this month, providing some insight into which insurers are best suited to tackle these claims.

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The ranking uses factors like availability, rates, coverage options, company reviews and consumer surveys to determine which companies are the cream of the crop.

Looking at cost alone, the cheapest company per U.S. News & World Report is Chubb, though the report notes that state premium data wasn’t available for every company on the list.

Meanwhile, the overall top-ranked companies on that list

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