Cash Index 2025, countries that use most cash in 2025 list: Cash is still used on a daily basis in many places of the world, despite the global trend towards digital payments. Due to the growth of mobile wallets, internet banking, and contactless cards, the use of actual money—notes and coins—has decreased by about 1 per cent to 2 per cent annually during the last ten years. However, cash remains the most convenient and reliable form of payment for millions of people. For people without access to official banking institutions, it is essential, private, and widely accepted.

In some countries, however, cash isn’t just common, it’s almost the only way people do business.

At the top of the list is Myanmar, where cash is used for about 98 per cent of everyday transactions. Due to widespread

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