U.S. President Donald Trump waves after speaking to the media upon his arrival at Joint Base Andrews, Md., Sunday, Nov. 9, 2025, after returning from his Mar-a-Lago estate in Palm Beach, Fla. and en route to an NFL football game between the Washington Commanders and the Detroit Lions. Photo by AP Photo/Luis M. Alvarez

Days after Donald Trump ’s party lost several key election contests that centered on cost-of-living concerns, the president floated the prospect of a 50-year mortgage to help voters tackle one of their top concerns: housing affordability.

“All it means is you pay less per month,” Trump said in an interview that aired on Monday.

Yet the president’s idea is struggling to gain traction in the housing industry, as experts largely dismiss it as a short-sighted model that

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