3 questions about Trump's 50-year mortgage plan

Bill Chappell

November 12, 2025 / 3:22 pm

Most people who take out mortgages go with a 30-year term. But President Trump wants the federal government to back a 50-year mortgage option for homebuyers — a plan that would be "a complete game changer," according to Federal Housing Finance Agency Director Bill Pulte.

Backers of the idea say it could help more prospective buyers get into a home they might not otherwise afford. But skepticism abounds, with Fox News' Laura Ingraham telling Trump this week that the proposal "has enraged your MAGA friends."

Ingraham cited "significant MAGA backlash, calling it a giveaway to the banks and simply prolonging the time it would take for Americans to own a home outright."

Trump said the criticism

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