The IRS has unveiled the Roth individual retirement account contribution and income limits for 2026.

In its release on Thursday, the agency increased the 2026 IRA contribution limit to $7,500, up from $7,000 in 2025. The IRS also boosted the IRA catch-up contributions for investors age 50 and older to $1,100, up from $1,000 in 2025.

Those annual limits apply to contributions to traditional and Roth IRAs.

Income thresholds for taxpayers making Roth contributions also increased.

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IRS announces 2026 401(k) contribution limits, raises savings cap

IRS unveils 2026 IRA contribution limits, raises savings cap

IRS announces 401(k) catch-up contributions for 2026, raises cap

IRS unveils Roth IRA income limits for 2026

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