Retirement today is no longer tied to a birthday, a farewell ceremony, or a number printed on an HR form. It is increasingly being understood as a financial milestone—one that arrives the moment your money begins to earn more than you do. As work patterns shift, job security fluctuates, and life expectancy rises, the traditional idea of retiring at 60 is giving way to a more flexible, personalised definition of financial freedom. Advertisement

A growing chorus of personal finance voices is challenging India’s traditional view of retirement, arguing that the milestone is no longer defined by age but by financial independence. Chartered Accountant and wealth commentator Nitin Kaushik captured this sentiment in a series of widely shared social posts, urging Indians to rethink what retiremen

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