Market at record highs? Is this the best time to start your SIP? Expert breaks it down

With Indian stock markets touching new highs, many investors are hesitant, worrying that it may not be the right time to begin a Systematic Investment Plan (SIP). But experts say this fear is misplaced. According to Dhirendra Kumar, CEO of Value Research, market highs are not a signal to stop — but an opportunity to start. Advertisement

“Markets are always either too high or too low — that uncertainty never goes away,” says Kumar. “If you believe India will be a stronger, bigger, and more efficient economy in the next 10 or 20 years, then short-term fluctuations should not stop you. The trick is to get out of this loop and just start.”

Starting at highs vs lows

A new analysis by WhiteOak Capital supports this view. The study found that starting an SIP at the top of a market cycle can a